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    Financial Assistance
    Adult Day and Evening Programs

    Private Education Loans
    Private, Alternative or Continuing Education Loans, are loan programs designed to help students pay for their education when they are unable to receive federal money or when other financial aid does not cover the cost of their education.

    Private Loans are NOT Federal Student Loans.  They are offered by private lenders and do not require the student to complete federal forms (FAFSA).  Approval for Private Education Loans are generally based on an individual's credit and may require a credit check. 

    Students can expect to pay a higher interest rate on a Private Loan than that of a Federal Student Loan.  Interest rates and fees on Private Loans are based on the individual credit score (FICO) and it is best to have a co-signer if you do not have a well established credit history.  If you and/or your co-signer's FICO score is less than 650 you will probably not be approved for a loan.
    Repayment of Private Education Loans generally begin 30 days after the first disbursement.
    Note:  Tuition must be at least $1,000 in order to apply for a Private Education Loan.